First 6 months into silver stacking - small business owner perspective

• •Okay, so I’m about 6 months into seriously stacking silver, mostly as part of my new Gold IRA.
• •My strategy so far has been pretty straightforward: I’m aiming for about 10-15% of my total retirement pot to be in physical silver within the IRA.
• •I’ve been buying American Silver Eagles mostly, and some Canadian Maples when I can get a decent premium.

Okay, so I’m about 6 months into seriously stacking silver, mostly as part of my new Gold IRA. Been a small business owner in Denver for years, and honestly, the market volatility lately just pushed me to finally diversify beyond the usual stocks and some real estate. My financial advisor (who’s pretty sharp, btw) suggested allocating a chunk to precious metals, and after looking at the numbers, silver just seemed like a more accessible entry point for someone like me with a 50-100k portfolio that I'm trying to grow.

My strategy so far has been pretty straightforward: I’m aiming for about 10-15% of my total retirement pot to be in physical silver within the IRA. I’ve been buying American Silver Eagles mostly, and some Canadian Maples when I can get a decent premium. I like the recognition – easy to verify, generally good liquidity if I ever need it (though obviously hoping I won't!). It feels good to have something tangible that isn't just numbers on a screen. Every time a new batch arrives at the secure depository, there’s just a genuine feeling of security that I don’t get with my other investments.

My biggest concern right now is probably premiums. They swing a bit, and as a new guy, I’m always second-guessing if I’m getting the best deal. I’ve been working with Augusta Precious Metals to set up the IRA and make the purchases, and they've been pretty transparent about everything, but it's still a learning curve for me. What are some of your go-to strategies for minimizing premiums, especially on smaller, more frequent buys? Do you guys wait for dips, or just dollar-cost average?