Finally seeing some real gains from my Gold IRA - feeling good!

Gary Stewart

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Finally seeing some real gains from my Gold IRA - feeling good!

gary_stewart📊Growing (50-100k)

about 1 hour ago

Key Takeaways

•Man, it's been a ride with this Gold IRA.
•I remember setting it up back in 2017, putting in about $60,000 to start.
•Everyone thought I was a little crazy, especially with the stock market doing so well at the time.

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Man, it's been a ride with this Gold IRA. I remember setting it up back in 2017, putting in about $60,000 to start. Everyone thought I was a little crazy, especially with the stock market doing so well at the time. But living out here in Fresno, running an ag business, you see firsthand how quickly things can change. I’ve always believed in tangible assets, something you can actually hold (or at least know is being held for you). Plus, the volatility of crops and markets here just makes you really appreciate stability where you can find it.

For a while, it felt like it was just… sitting there. Not losing much, but not exactly making me rich either. There were definitely times I questioned if I’d made the right call, especially seeing my buddies brag about their tech stock returns. I'd add a few more thousand here and there, mostly just wanting to protect some of my capital from inflation. I think my total portfolio in the IRA is hovering around $85k now.

But holy cow, these last couple of years? It's really started to pop. I checked it again last week, and I’m looking at some pretty significant gains – definitely exceeding my expectations. It's not just a hedge anymore; it's genuinely growing. It's a huge relief, honestly, knowing that part of my retirement is solid and dependable, especially with all the talk about economic uncertainty. Makes me wonder what the next few years will bring.

Anyone else feeling this renewed optimism about their Gold IRA? What kind of returns are you guys seeing? I’ve been messing around with this Gold IRA Calculator I found to project my potential returns years down the line, and it's actually pretty encouraging. Just curious how everyone else is forecasting their future with gold in the mix.

4 comments

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Best Answer▲ 10 upvotes

margaret_chen🏆Advanced (250-500k)

Hey, that's awesome you're seeing gains, OP! Always good to feel validated on your investment choices.

Just a thought though, while gold can be a great hedge and portfolio diversifier, it's worth remembering that a lot of those "gains" since 2017 are likely just keeping pace with inflation, especially with how much the dollar has depreciated. Not to rain on your parade, but true growth might be a different story for some.

Comments (4)

helen_turner💰Established (100-250k)Real Investor•less than a minute ago

Dude, I totally get this! I had a similar experience with my silver IRA. Started it a few years after you, and for a while it felt like it was just sitting there, not really doing much. My uncle kept cracking jokes about my "shiny rocks." But man, the last year or so, it's really picked up. Now I'm the one laughing all the way to... well, not the bank, but you get what I mean!

elizabeth_johnson💰Established (100-250k)Real Investor✓ Verified•less than a minute ago

That's awesome to hear! Always good to see a plan pay off. You mentioned starting with $60k in 2017 – curious, did you add more to it over the years, or is that initial investment still doing all the heavy lifting for those gains?

margaret_chen🏆Advanced (250-500k)Real Investor•less than a minute ago

Hey, that's awesome you're seeing gains, OP! Always good to feel validated on your investment choices.

charles_lewis💎Premium (500k-1m)Real Investor•less than a minute ago

That's awesome to hear! It's always great when your long-term plays pay off, especially when you stuck to your guns against the naysayers. Congrats on the gains!

Since you're seeing some good returns, you might want to consider looking into how to strategically rebalance a Gold IRA. As your gold allocation grows, it can sometimes make sense to trim a little off the top to maintain your desired portfolio diversification. Here's a decent article explaining the concept: https://www.investopedia.com/articles/investing/091615/how-rebalance-your-portfolio.asp (just apply the general rebalancing principles to your Gold IRA specifically). Keep up the good work

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