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    🧱 Silver Bars

    Finally comfortable with my silver stack, what are your next moves?

    Key Takeaways
    • Been meaning to post about this for a while.
    • As a military contractor here in Jacksonville, security and tangible assets are always on my mind.
    • For years, I’ve been building up my silver stack, and I’m finally at a point where I feel really comfortable with it.
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    Been meaning to post about this for a while. As a military contractor here in Jacksonville, security and tangible assets are always on my mind. For years, I’ve been building up my silver stack, and I’m finally at a point where I feel really comfortable with it. My personal goal was to hit around $30,000 in physical silver bars, mostly 10-ounce and 100-ounce bars. I prefer the larger bars for the lower premiums and easier storage, even though taking a 100oz bar to a pawn shop would probably attract some unwanted attention if I ever needed to liquidate in a hurry. The whole point for me was wealth preservation and a hedge against inflation and any major economic instability, not quick profits. It’s sitting securely where it needs to be, and I’m not worried about it.

    The journey itself has been interesting – definitely seen some ups and downs in the spot price. My average cost basis is probably around $23 an ounce, so while it’s not making me rich right now, it’s holding its value and doing what it’s supposed to do. I’ve primarily stuck with well-known refiners like Engelhard, Johnson Matthey, and Sunshine Minting. Authenticity is a big deal to me, so I’ve always bought from reputable dealers online or occasionally a local coin shop I trust implicitly. Early on, I did a few smaller purchases I probably overpaid for, but lessons learned, right?

    Now that I’ve hit my target for silver – which accounts for about 15% of my overall portfolio (the rest being mostly real estate and some carefully selected ETFs) – I’ve been thinking a lot about what comes next. I’m thinking about starting to buy into gold, maybe some 1oz American Gold Eagles, but I'm torn on timing. With everything going on globally, it feels like a good move, but then again, gold feels a bit pricey right now. Should I just keep stacking a little more silver if the price dips significantly? Or move into gold and start building that up?

    I’m also curious about other people’s strategies once they hit their primary silver targets. Did you pivot to other metals? Or did you just keep adding slowly for specific events like birthdays or holidays? What’s your next move once you hit your comfort level with silver? Any thoughts on diversifying into different types of precious metals or even other tangible assets?

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    19 comments

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    Best Answer▲ 17 upvotes
    T
    timothy_reed💎Premium (500k-1m)
    Genuinely curious — has anyone here actually tried to liquidate from their gold IRA? How smooth was that process?

    Comments (19)

    7
    sharon_evans💰Established (100-250k)Real Investorabout 2 months ago

    Totally get this feeling! I hit a similar point with my silver a few years back. Felt good, but then I started wondering what the "next level" was. Ended up diversifying into some gold coins after that. It's wild how different the metals feel once you hold them in your hand, even if it's just for a minute. Good on you for having that security mindset, especially with your line of work!

    4
    catherine_bell🏆Advanced (250-500k)Real Investorabout 2 months ago

    Hey, that's awesome you're feeling good about your silver stack! Always a great feeling to hit those personal goals.

    You mentioned being a military contractor in Jacksonville – does that influence your choices for tangible assets much, beyond just general security concerns? Like, are there specific types of assets or storage considerations that are unique to your line of work or location?

    7
    ruth_perez📊Growing (50-100k)about 2 months ago

    Hey, that's awesome you've hit your silver goal! Always a good feeling to reach those milestones. While silver definitely has its place, have you considered diversifying into some gold as well? I know you're comfortable with silver, but gold tends to be a bit more stable in terms of value, especially during economic uncertainty, and could offer a different kind of security for your tangible assets. Just a thought!

    3
    william_davis💎Premium (500k-1m)Real Investorabout 2 months ago

    Awesome to hear you're feeling good about your silver stack! That's a great milestone.

    Since you're talking about tangible assets and security, have you looked into diversifying into platinum or palladium? They're often overlooked but can offer unique benefits, especially with industrial demand. Definitely worth a deep dive if you're exploring "next moves" beyond gold and silver. Here's a decent overview if you're curious: Investopedia: Why Invest in Platinum and Palladium?

    13
    gary_stewart📊Growing (50-100k)about 1 month ago

    My advisor told me 10-15% in gold is the sweet spot but I went heavier. We'll see how it plays out.

    7
    ronald_morris👑Elite (1m-5m)Real Investorabout 1 month ago

    My advisor told me 10-15% in gold is the sweet spot but I went heavier. We'll see how it plays out.

    13
    richard_garcia👑Elite (1m-5m)Real Investorabout 1 month ago

    I was pretty skeptical about another gold IRA forum but the tools here on GIRAB actually surprised me — the calculator alone saved me hours of spreadsheet work.

    17
    timothy_reed💎Premium (500k-1m)Real Investorabout 1 month ago

    Genuinely curious — has anyone here actually tried to liquidate from their gold IRA? How smooth was that process?

    4
    matthew_murphy👑Elite (1m-5m)Real Investorabout 1 month ago

    This mirrors what I've been seeing too. The macro environment right now is making a strong case for physical metals.

    1
    laura_sanchez💰Established (100-250k)Real Investor✓ Verifiedabout 1 month ago

    I rolled over about $80k last year. Honestly the hardest part was just picking which metals to hold. Still second-guessing myself.

    6
    frank_rivera💎Premium (500k-1m)Real Investorabout 1 month ago

    Just started my rollover process last month. The paperwork alone almost made me quit lol.

    10
    helen_turner💰Established (100-250k)Real Investorabout 1 month ago

    I rolled over about $80k last year. Honestly the hardest part was just picking which metals to hold. Still second-guessing myself.

    9
    nancy_hall💰Established (100-250k)Real Investorabout 1 month ago

    Interesting take. I've heard the opposite from a few people though — would love to see some actual numbers on this.

    6
    jennifer_martinez💰Established (100-250k)Real Investor✓ Verifiedabout 1 month ago

    I rolled over about $80k last year. Honestly the hardest part was just picking which metals to hold. Still second-guessing myself.

    6
    betty_king📊Growing (50-100k)about 1 month ago

    Been looking into this myself — the fees on some of these custodians are wild. Anyone found one that doesn't gouge you?

    14
    margaret_chen🏆Advanced (250-500k)Real Investorabout 1 month ago

    Just started my rollover process last month. The paperwork alone almost made me quit lol.

    3
    thomas_walker🏆Advanced (250-500k)Real Investor✓ Verifiedabout 1 month ago

    I was pretty skeptical about another gold IRA forum but the tools here on GIRAB actually surprised me — the calculator alone saved me hours of spreadsheet work.

    12
    sandra_green📊Growing (50-100k)✓ Verifiedabout 1 month ago

    I was pretty skeptical about another gold IRA forum but the tools here on GIRAB actually surprised me — the calculator alone saved me hours of spreadsheet work.

    0
    susan_clark💰Established (100-250k)Real Investorabout 1 month ago

    Interesting take. I've heard the opposite from a few people though — would love to see some actual numbers on this.

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