Feeling the squeeze, anyone else adding more gold to protect against inflation?

Gary Stewart

Back to forum

🥈 Silver IRA

Feeling the squeeze, anyone else adding more gold to protect against inflation?

gary_stewart📊Growing (50-100k)

about 2 months ago

Key Takeaways

•Okay, so watching my grocery bill climb feels like a punch to the gut every week.
•Especially running an agriculture business here in Fresno, I'm seeing firsthand how much everything costs.
•Started my Gold IRA a few years back, got about $75k in there now, mostly proof coins and some 1oz Eagles.

See what your 401(k) could look like in gold

Okay, so watching my grocery bill climb feels like a punch to the gut every week. Especially running an agriculture business here in Fresno, I'm seeing firsthand how much everything costs. Always been a real assets kind of guy – hard to argue with a truck full of peaches or a block of gold when you look at some of the paper promises out there. Started my Gold IRA a few years back, got about $75k in there now, mostly proof coins and some 1oz Eagles. Been feeling pretty good about that decision lately, especially with all the talk about inflation not being "transitory" anymore.

My big question for you all is, what are your strategies for really making sure your gold is doing its job as an inflation hedge? I'm thinking about adding another $10-15k this quarter, maybe some bars this time for sheer weight. Part of me worries about diversification, but then I look at the dollar and just feel a stronger pull towards more physical. Anyone else in a similar boat, just feeling like you need more hard assets to sleep at night?

Also, on a slightly related note – I'm still a good decade or so out from needing to worry about RMDs, but I've been trying to get my head around them. Spoke to my guy about it, but the whole process seems a bit dense. Heard about this RMD Calculator online and was wondering if anyone here has used it for their Gold IRA? Is it actually helpful for getting a rough idea of what those distributions might look like down the line? Any tips on making that less of a headache when the time comes would be appreciated.

Just trying to make sure I'm setting myself up for the long haul here. It's not just about protecting profits; it's about making sure my family is secure, especially with how volatile everything feels nowadays.

234

8 comments

The retirement loophole most advisors won't mention

You can move your 401(k) into physical gold — tax-free. Here's the step-by-step guide.

Under $100k? Compare options →

748 people viewed this today99 members requested a free kit this week148 investors bookmarked this

Best Answer▲ 19 upvotes

james_wilson👑Elite (1m-5m)

Interesting take. I've heard the opposite from a few people though — would love to see some actual numbers on this.

Comments (8)

jason_morgan💰Established (100-250k)Real Investor✓ Verified•about 2 months ago

Totally feel this. My electric bill alone is making me question reality. I've always been more of a stock market guy, but honestly, the past year has me seriously looking at finally diversifying into some physical gold. It just feels... safer, somehow. Like a tangible anchor in all this financial craziness. Glad to hear I'm not the only one thinking this way.

gary_stewart📊Growing (50-100k)•about 2 months ago

Totally feel you on the grocery bill. It's wild out there. You mentioned being a "real assets kind of guy" – what other real assets are you looking at in addition to gold and your agriculture business?

joseph_harris📊Growing (50-100k)•about 2 months ago

Totally get the sentiment, the grocery bill struggle is real. And yeah, gold is a classic inflation hedge. But sometimes I wonder if focusing just on gold is looking at it through too narrow a lens. Like, sure, it holds value, but it's not exactly generating passive income or contributing to a growing economy in the same way some other assets might, even if those feel more "risky" right now. Just a thought!

james_wilson👑Elite (1m-5m)Real Investor✓ Verified•about 1 month ago

Interesting take. I've heard the opposite from a few people though — would love to see some actual numbers on this.

kenneth_parker💎Premium (500k-1m)Real Investor✓ Verified•about 1 month ago

Just started my rollover process last month. The paperwork alone almost made me quit lol.

catherine_bell🏆Advanced (250-500k)Real Investor•about 1 month ago

I was pretty skeptical about another gold IRA forum but the tools here on GIRAB actually surprised me — the calculator alone saved me hours of spreadsheet work.