Fed rate decision yesterday got me thinking about my gold IRA and inflation

William Davis

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Fed rate decision yesterday got me thinking about my gold IRA and inflation

william_davis💎Premium (500k-1m)

about 1 month ago

Key Takeaways

•Well, another quarter point hike from the Fed yesterday.
•I gotta admit, it always makes me pause and take stock of things.
•Been in gold for about 15 years now, primarily in a Gold IRA, and seen a fair few cycles.

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Well, another quarter point hike from the Fed yesterday. I gotta admit, it always makes me pause and take stock of things. Been in gold for about 15 years now, primarily in a Gold IRA, and seen a fair few cycles. This tightening cycle has been a wild one, that's for sure. I've got a decent chunk of my portfolio, probably close to 15-20% of my roughly $750k, tied up in physical gold through Augusta Precious Metals. For me, it's always been about hedging against inflation and market volatility, especially after seeing a few downturns during my oil industry days when things got really choppy.

I remember back in 2008-2009, when I was heavily invested in oil stocks, and while they bounced back, it was a gut-wrenching period. That’s really what pushed me into diversifying with gold. With inflation still hot, even with these rate hikes, I'm feeling a mix of cautious optimism and nagging worry. On one hand, rate hikes can be a headwind for non-yielding assets like gold in the short term. But on the other, if they overshoot and cause a deeper recession, or if inflation proves sticky, that safe-haven appeal of gold really shines through. What are others thinking about the Fed's latest move in relation to their gold holdings?

For me, living here in Dallas, the cost of everything, from gas to groceries, still feels elevated despite what the official numbers might say. I'm looking at my statements from Augusta and feeling pretty good about the stability gold has offered compared to some of my more aggressive equity plays recently. I’m wondering if anyone else in a similar boat, looking at a portfolio size between $500k and $1M, is considering any rebalancing or just holding steady after this latest Fed announcement? Any thoughts on how a potential pivot in monetary policy down the line might impact gold?

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5 comments

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Best Answer▲ 9 upvotes

richard_garcia👑Elite (1m-5m)

Totally feel this. That rate hike definitely made me do a double-take at my portfolio too. I'm a bit newer to the gold IRA game, only about 7 years in, but even in that time, the economic shifts have been insane. It's reassuring to hear from someone with more experience that they also get that gut check feeling. Makes me feel less alone in wondering if I'm making the right moves.

Comments (5)

richard_garcia👑Elite (1m-5m)Real Investor•about 1 month ago

daniel_wright💎Premium (500k-1m)Real Investor✓ Verified•about 1 month ago

Totally get that feeling after a Fed announcement. Always makes you re-evaluate. You mentioned being in gold for 15 years; did you pretty much go all-in with the Gold IRA from the start, or did you transition into it?

kenneth_parker💎Premium (500k-1m)Real Investor✓ Verified•about 1 month ago

I hear you on the Fed and inflation, but sometimes I wonder if we overthink these short-term movements when it comes to gold. While rate hikes can sometimes put pressure on gold in the short run, the longer-term inflation picture and the general uncertainty that pushes people towards safe havens seems to be a stronger driver for gold IRAs like ours. Just my two cents – been holding gold since the early 2000s and it's been more about the big picture than the quarterly Fed meeting for me.

william_davis💎Premium (500k-1m)Real Investor•about 1 month ago

Totally feel you on that. Every time the Fed makes a move, it's a good reminder to check in on our portfolios. Given you're looking at inflation and your Gold IRA, you might find this research on gold as an inflation hedge pretty interesting. It dives into how gold has historically performed during different inflationary periods, which could offer some useful insights for your current strategy.

betty_king📊Growing (50-100k)•about 1 month ago

Totally with you on this. The Fed's moves definitely have me looking at my own portfolio. I've been holding gold for a solid 10 years now, and while it's been a bit of a rollercoaster, especially lately, I still feel good about having it as a hedge against inflation. It's done its job for me over the long haul, even with these interest rate jitters.

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