Fed rate decision and my portfolio - feeling a bit antsy

• •Okay, so the Fed just held rates steady, which honestly, I kinda expected.
• •But still, every time those announcements come out, I find myself checking my Gold IRA a little more closely than usual.
• •I've got a decent chunk, probably in the mid-50s somewhere, all in physical gold.

Okay, so the Fed just held rates steady, which honestly, I kinda expected. But still, every time those announcements come out, I find myself checking my Gold IRA a little more closely than usual. I've got a decent chunk, probably in the mid-50s somewhere, all in physical gold. Been building it up for about five years now, ever since I really started seeing the writing on the wall with inflation. As a jewelry store owner here in Providence, I've seen firsthand what crazy swings in gold prices can do to inventory and margins, so having my own retirement tied to it in a predictable way was appealing.

My big question for you all is, how are you hedging against the long-term impact of these rate decisions? I'm relatively comfortable with my current allocation, especially with my understanding of precious metals, but I can't shake the feeling that I should be looking at other strategies. Are people diversifying within their Gold IRAs, perhaps with silver, or are you just sticking to your guns with gold?

I’m also starting to think about RMDs down the line. I'm not quite there yet, thankfully, but it's on my radar. Has anyone here used that RMD Calculator tool from Gold IRA Blueprint? I stumbled upon it – rmdcalculator.goldirablueprint.com – and it looked pretty straightforward. Wondering if it's actually helpful for planning or just a basic estimator. Any experiences?

It’s funny, running a business where I literally buy and sell gold daily, you’d think I’d be immune to the anxiety, but it just hits different when it’s your own retirement nest egg. What's everyone's gut feeling about the next few quarters? Staying strong, or making adjustments?