Fed rate decision and my portfolio - feeling a bit antsy

Gary Stewart

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Fed rate decision and my portfolio - feeling a bit antsy

gary_stewart📊Growing (50-100k)

about 2 months ago

Key Takeaways

•Anyone else feeling the jitters with all this Fed rate talk?
•I’ve got about 75k in my Gold IRA, and honestly, it’s my bulwark against all this economic uncertainty.
•Being in agriculture out here in Fresno, I see firsthand how quickly things can shift, and I just prefer to have my money in something tangible.

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Anyone else feeling the jitters with all this Fed rate talk? I’ve got about 75k in my Gold IRA, and honestly, it’s my bulwark against all this economic uncertainty. Being in agriculture out here in Fresno, I see firsthand how quickly things can shift, and I just prefer to have my money in something tangible. Always have. Gold, land, good equipment – that’s pretty much my investment philosophy.

I know the prevailing wisdom is that higher rates are bad for gold because opportunity cost of not earning interest, but I can’t help but feel like the longer the Fed keeps hiking, the more likely something’s going to break in the broader economy. And when that happens, historically, gold tends to shine. My financial advisor keeps telling me to stay the course, and I’ve seen this rodeo before, but this time just feels… stickier, somehow. The thought of losing gains on something that’s supposed to be my safe haven is a bit unsettling.

So, I’m curious, what are your thoughts? Are you making any adjustments to your Gold IRA allocations based on the Fed’s recent moves or anticipated future hikes? Or are you just holding tight, viewing gold as purely a long-term play regardless of short-term rate fluctuations? Any other agriculture folks feeling the pinch in different parts of their portfolio too?

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6 comments

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Best Answer▲ 10 upvotes

jason_morgan💰Established (100-250k)

Totally get the antsy feeling, friend. It's a wild ride out there. With your Gold IRA, are you 100% in physical gold, or do you have some exposure to mining stocks or other precious metals as well?

Comments (6)

linda_taylor📊Growing (50-100k)✓ Verified•about 2 months ago

Totally get what you're saying! I'm in a similar boat, though not gold specifically. Had a chunk of my retirement in tech stocks back in '21, and when things started looking shaky, I diversified pretty quickly into some more stable commodities. The peace of mind is definitely worth it. Hope the Fed doesn't throw too many curveballs your way!

jason_morgan💰Established (100-250k)Real Investor✓ Verified•about 2 months ago

Totally get the antsy feeling, friend. It's a wild ride out there. With your Gold IRA, are you 100% in physical gold, or do you have some exposure to mining stocks or other precious metals as well?

andrew_roberts👑Elite (1m-5m)Real Investor✓ Verified•about 2 months ago

Appreciate the sentiment, and gold definitely has its place as a hedge. But I'm not sure it's the *only* bulwark, especially with interest rates potentially going up. Higher rates can actually make non-yielding assets like gold less attractive, as bonds start looking more appealing. Might be worth diversifying that bulwark a bit, just a thought!

carol_carter💰Established (100-250k)Real Investor•about 2 months ago

Totally get the antsy feeling right now, it's a wild ride! Good call having that gold as a bulwark. Just a thought, if you're ever curious about how different economic indicators (like Fed rates) have historically impacted gold, there are some great resources out there that visualize this data. The World Gold Council has some pretty comprehensive historical data that can be interesting to look through and might offer some peace of mind.

richard_garcia👑Elite (1m-5m)Real Investor•about 2 months ago

Totally feel this. The Fed's decisions always make me a little antsy too, especially when you've got a good chunk of your retirement tied up. I've got a similar amount, around $80k, in my Gold IRA and honestly, it helps me sleep better at night knowing it's not as exposed to the whims of the stock market. With everything going on globally, it just feels like the smart play.