Fed rate decision and my portfolio - feeling the squeeze a bit

Paul Hill

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Fed rate decision and my portfolio - feeling the squeeze a bit

paul_hill🏆Advanced (250-500k)

about 7 hours ago

Key Takeaways

•Okay, so today's Fed rate decision has me feeling a little...
•well, not *bad*, but definitely more watchful than usual.
•I've got a decent chunk, probably around $350k, tied up in my gold IRA, and another $100k or so in some other metals and mining stocks.

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Okay, so today's Fed rate decision has me feeling a little... well, not bad, but definitely more watchful than usual. I've got a decent chunk, probably around $350k, tied up in my gold IRA, and another $100k or so in some other metals and mining stocks. I started really getting into this niche about five years ago when the signs for inflation were starting to look a lot clearer to me, even if the mainstream wasn't quite there yet.

Living here in Salt Lake City, I see a lot of folks who are either super into real estate or super into tech, and I've always taken a bit of a different path with precious metals. It's paid off, for sure, especially with how volatile everything else has been. The value of my Gold IRA has been a great anchor, even when my other investments were doing acrobatics. But today’s news just makes me wonder if we're hitting a point where that safe haven status gets tested more rigorously.

I'm helping a few clients set up their own gold IRAs and always emphasize the long-term play, the wealth preservation aspect. But when you see bonds start to look more attractive with higher yields, it inevitably draws some capital away from non-yielding assets like gold, at least in the short term. My gut says this is just a blip and the underlying economic issues are still there for gold to thrive, but it's hard not to feel that slight pinch in the stomach when you're watching the numbers.

Anyone else in a similar boat today, especially with a significant portion of their portfolio in precious metals? How are you guys feeling about the immediate impact versus the long-term outlook?

4 comments

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Best Answer▲ 9 upvotes

maria_campbell📊Growing (50-100k)

Totally get this feeling. Had a similar moment myself back in 2022 when things were getting wild. My gold IRA felt like the only stable ground, but even then, I was still glued to the news about interest rates. It's tough not to feel that squeeze and want to keep an even closer eye on things when the Fed's making moves. Good luck with your portfolio!

Comments (4)

maria_campbell📊Growing (50-100k)✓ Verified•less than a minute ago

frank_rivera💎Premium (500k-1m)Real Investor•less than a minute ago

Hey, totally feel you on the 'watchful' vibe after the Fed stuff. With your gold IRA, are those primarily physical holdings or more in gold ETFs/mining companies *within* the IRA?

laura_sanchez💰Established (100-250k)Real Investor✓ Verified•less than a minute ago

I hear you on the watchful part. While higher rates can be a headwind for gold in some scenarios, I'm not sure a "squeeze" is necessarily automatic here. We've seen gold perform pretty well in periods of rate hikes before, especially if there's still underlying inflation or geopolitical uncertainty. Might be more nuanced than a direct one-to-one correlation this time around.

janet_cook📊Growing (50-100k)•less than a minute ago

Totally get that "squeezed" feeling when the Fed makes moves. It's always a bit nerve-wracking, even with gold as a hedge.

One thing I've found helpful for keeping an eye on the bigger economic picture and how it might impact precious metals is to follow some of the more independent financial analysts. Guys like Peter Schiff (though he can be a bit extreme sometimes) or even Kitco News have some pretty insightful commentary that goes beyond just the headlines. It helps me put the Fed's actions into a wider context for my gold holdings. Good luck out there!

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