Eagles vs. Buffalos - What's everyone's take these days?
- •Alright, so I’ve been stacking gold for a long time – probably pushing 15 years now, started doing it way before it was cool.
- •My Gold IRA is a decent chunk of my portfolio, probably sitting around the $700k mark right now, mostly physical.
- •I'm an old oil guy from Dallas, seen a few ups and downs in my time, and gold has always been my bedrock.
Alright, so I’ve been stacking gold for a long time – probably pushing 15 years now, started doing it way before it was cool. My Gold IRA is a decent chunk of my portfolio, probably sitting around the $700k mark right now, mostly physical. I'm an old oil guy from Dallas, seen a few ups and downs in my time, and gold has always been my bedrock. I’ve always leaned heavily on American Eagles for my holdings. The recognition, the fractional options, the fact that they're backed by the U.S. government – felt like a no-brainer for IRA purposes, especially for eventual liquidation if it ever came to that.
But lately, I’ve been seeing more and more chatter about Buffalos. Pure 24k gold, which is appealing from a purity standpoint, and honestly, the design is growing on me. My main hesitation has always been the lack of fractional sizes compared to Eagles, which gives me more flexibility for rebalancing or smaller withdrawals in retirement. For the big IRA allocations, a full ounce makes sense, but what about smaller chunks if I need them? Is that even a valid concern anymore with how easily divisible gold is becoming, or am I overthinking it?
I ran a quick check on the Gold vs Stocks Comparison tool just to see how gold's been holding up against the S&P over the last 10 years – and surprise, surprise, it’s been a solid performer, confirming my long-held belief. But that tool doesn't tell me jack about the Eagles vs. Buffalos premium or liquidity differences. I know premiums can fluctuate, but historically, have you guys seen much difference between the two when buying and selling a significant amount?
For those of you with substantial physical gold in your IRA, especially those who’ve bought both, what’s your current preference? Are the slightly lower premiums often associated with Buffalos making them more attractive now, or does the 22k durability and wider fractional availability of the Eagle still win out for IRA investors? Just trying to gauge the temperature of the room. Always good to hear other perspectives from fellow long-term holders.