Eagles vs. Buffalos - What are you guys holding?

• •Most of my Gold IRA is in American Gold Eagles, but I’ve got a decent chunk of Buffalos too.
• •The premium on the Eagles always bugs me a little, even though I get the whole 22k vs.
• •That small copper and silver alloy makes them more durable, sure, but when I'm looking at my statements, that extra few percent adds up.

Alright, so I’m sitting here looking at my holdings, probably around $300k of precious metals spread across a few different accounts, and I’m always second-guessing myself. Most of my Gold IRA is in American Gold Eagles, but I’ve got a decent chunk of Buffalos too. I came up in the steel industry back in Ensley, so I’ve always understood the value of a tangible asset, and gold just makes sense to me as part of a diversified portfolio.

The premium on the Eagles always bugs me a little, even though I get the whole 22k vs. 24k argument. That small copper and silver alloy makes them more durable, sure, but when I'm looking at my statements, that extra few percent adds up. On the other hand, the Buffalos are just pure gold, 0.9999 fine – can't argue with that purity. Feels good to know you're holding straight gold, no questions asked. I suppose the recognized government backing of the Eagles is worth something in terms of liquidity, but I'm thinking long-term here, not trying to flip these next week.

My old man, God rest his soul, always told me to buy what I know. For him, it was always practical items. For me, it was always about understanding the commodity itself. So from a purity standpoint, the Buffalo wins hands down. But the Eagles have that historical track record and widespread recognition. It’s a tough call when you’re trying to optimize. What are y'all holding in your Gold IRAs? Are you mixing it up, or are you strictly one or the other? I’m genuinely curious about the rationale folks use when they're making these decisions.

I’ve always felt like diversification is key, even within your gold holdings, but sometimes I wonder if I’m overthinking it. Should I just stick to one type of coin and simplify, or is a mix really the smart play for someone like me looking at a 15-20 year horizon before I start thinking about accessing these funds? Any insights from other investors, especially those with some skin in the game, would be appreciated. Living down here in Birmingham, sometimes it feels like I'm in a bit of a bubble when it comes to these niche investment strategies.