Eagles vs. Buffalos for my IRA - What are you all doing?
- •Curious what everyone's strategy is for their Gold IRA.
- •I've been debating between American Gold Eagles and American Gold Buffalos for my next rollover.
- •I'm sitting on a decent stack already – probably over 5 million in various precious metals, not just gold.
Curious what everyone's strategy is for their Gold IRA. I've been debating between American Gold Eagles and American Gold Buffalos for my next rollover. I'm sitting on a decent stack already – probably over 5 million in various precious metals, not just gold. Mostly Eagles in the IRA so far, but I’m looking at diversifying with some Buffalos now too. For those of us with significant capital, the premium differences aren't as critical, but I still like to be smart about it.
My big concern is future liquidity and potential buyback value. Eagles have the fractional options which is nice for stacking incrementally, but those Buffalo pure gold .9999 coins just feel… more substantial. I know both are accepted for IRAs, obviously, but when the time comes to potentially liquidate some for RMDs down the line, I'm thinking about which one might be easier to offload or fetch a better premium then. I’m an entrepreneur, so I’m always thinking several steps ahead on the investment side.
Anyone in a similar boat? For those with portfolios over, say, 2-3 million in gold, what's your allocation look like between these two? Are you going for quantity with the Eagles or purity with the Buffalos? I’m based in Scottsdale, and the local dealers here have slightly different opinions on which they'd prefer to buy back. Also, on a related note, for anyone looking at RMDs and getting close to that age, definitely check out that RMD Calculator – super helpful for planning how much you’ll need to pull out from your account and when.
Would love to hear some thoughts from others who are serious precious metals investors. What are the pros and cons you’ve weighed beyond just the obvious ones? Have you seen any specific market trends favoring one over the other in terms of resale?