Eagles vs. Buffalos for my Gold IRA rollover - which makes more sense?

• •I’m finally getting around to rolling over my old 401k into a Gold IRA, looking at about $150k to start with.
• •Been doing a lot of reading and watching videos, and the one question that keeps coming up is the whole American Gold Eagle vs.
• •American Gold Buffalo debate.

I’m finally getting around to rolling over my old 401k into a Gold IRA, looking at about $150k to start with. Been doing a lot of reading and watching videos, and the one question that keeps coming up is the whole American Gold Eagle vs. American Gold Buffalo debate. I’m out here in Louisville, got a small horse farm I’m trying to keep running, so I’m all about practical decisions and not overpaying for something when there’s a perfectly good alternative.

On one hand, the Eagles are 22k, more durable in theory, and generally seem to be the go-to for most folks just getting into precious metals. The premium seems a little lower on them too, which is always nice when you’re talking about significant volume. Plus, you know, the government guarantee of weight and purity adds a layer of comfort, although I’m already buying from a reputable dealer for the rollover, so maybe that’s less of a factor.

Then you’ve got the Buffalos – 24k, pure gold. The idea of holding pure gold is appealing, especially from a long-term store of value perspective. But I keep hearing about higher premiums and the potential for them to be more susceptible to scratching. Honestly, for an investment I’m hoping to never really touch beyond seeing the paperwork, does the durability of 22k vs 24k even matter? And that higher premium – is it justified for the purity?

I’m trying to keep things straightforward. My goal with this Gold IRA is really just diversification and a hedge against inflation. I’m not planning on buying and selling constantly, more of a "set it and forget it" kind of deal. For those of you who’ve gone through this, especially with a rollover of similar size, what did you choose and why? Did you mix it up, or pick one type exclusively? Any wisdom from more seasoned investors would be greatly appreciated here. I’ve been looking at some of the comparison tools online, like the "Silver vs Stocks" tool at silvervsstocks.goldirablueprint.com/?period=10Y (which is pretty cool for getting perspective on different metals), but haven’t found anything that definitively breaks down coin choice for my situation.