Eagle vs. Buffalo - What are you guys buying for your Gold IRA?

Matthew Murphy

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Eagle vs. Buffalo - What are you guys buying for your Gold IRA?

matthew_murphy👑Elite (1m-5m)

about 2 months ago

Key Takeaways

•Feeling a massive sense of relief after cashing out of the tech game a couple of years back.
•Being based in Dublin, OH, it’s not exactly a hotbed of gold dealers, so I’ve been doing most of my buying online through my custodian.
•My portfolio manager is awesome, but I want to get some opinions from people who are actually in the trenches with their own gold.

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Okay, so I just finished a rollover from my old 401k – took about three weeks longer than I thought it would, but finally got that 1.8M safely tucked into a Gold IRA. Feeling a massive sense of relief after cashing out of the tech game a couple of years back. Being based in Dublin, OH, it’s not exactly a hotbed of gold dealers, so I’ve been doing most of my buying online through my custodian. My portfolio manager is awesome, but I want to get some opinions from people who are actually in the trenches with their own gold.

My big question for the community here: American Gold Eagles vs. Gold Buffalos. I'm primarily focused on the 1 oz coins for the bulk of my holdings. I know the Eagles have that 22k durability and the fractional options if I ever wanted to liquidate smaller chunks, plus the "in God We Trust" is a nice touch. Buffalos, though, are pure 24k, and there's something aesthetically pleasing about them. Premiums are usually pretty close, sometimes the Buffalo is a tad higher, sometimes the Eagle. Does the 22k vs 24k even matter much for IRA purposes when it comes to resale, or is it more of a personal preference thing?

I’m trying to decide on my next chunk to buy. I’ve already got a good amount of Eagles, thinking of diversifying into Buffalos just to have both, but is that overthinking it? Or should I just stick with one for simplicity? Also, anyone else check out that 'Silver vs Stocks' tool on goldirablueprint.com/silvervsstocks? It really put into perspective for me how much more volatile silver can be over certain periods, which cemented my decision to go heavy on gold for stability. But it also made me wonder if I should have picked up more silver when it was cheaper, lol. Anyway, Eagles or Buffalos – what's your pick and why?

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5 comments

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Best Answer▲ 6 upvotes

sandra_green📊Growing (50-100k)

Congrats on the rollover! That's a significant chunk of change. While the Buffalos and Eagles are definitely popular, don't sleep on some of the other options out there. I've been eyeing some of the Perth Mint Kangaroos lately – they often have a slightly lower premium, and it's nice to diversify the mints a bit. Just something to consider if you're looking beyond the two main contenders.

Comments (5)

nancy_hall💰Established (100-250k)Real Investor•about 2 months ago

Nice! Congrats on getting that rollover done. Mine was a similar pain in the butt, felt like I was constantly on the phone. For my Gold IRA, I actually went with a mix. Got some Buffalos for the pure gold content, but also snagged some Eagles. I just like the comfort of the government backing on those, even if it's a small premium. Good luck with your choices!

ronald_morris👑Elite (1m-5m)Real Investor•about 2 months ago

Congrats on the rollover! That's a huge step. Quick question, since you mentioned Dublin, OH - did you use a local dealer there for the physical gold, or go with an online provider and have it shipped to your depository?

sandra_green📊Growing (50-100k)✓ Verified•about 2 months ago

donald_nelson💎Premium (500k-1m)Real Investor✓ Verified•about 2 months ago

Congrats on the rollover! That relief is totally understandable. For anyone else looking into a Gold IRA, especially those just starting, I found this guide on understanding gold IRA fees super helpful. It really breaks down what to look out for beyond just the spot price, which can save you a headache later on.

joseph_harris📊Growing (50-100k)•about 2 months ago

Hard agree. I went with Eagles myself for my Gold IRA. Figured the added collectibility couldn't hurt down the line, even if it's not the primary driver. Plus, they just look better, IMO.

Glad to hear your rollover went through! Mine was a bit smoother, thankfully. Took about a month for me to get my 900k moved over last year, but definitely same feeling of relief getting out of the market volatility.

The retirement loophole most advisors won't mention

You can move your 401(k) into physical gold — tax-free. Here's the step-by-step guide.

Under $100k? Compare options →