Does grading even matter for Gold IRA coins? Feeling a bit confused.

• •Okay, so I’ve been holding physical gold in my IRA for a good while now, ever since the 2008 crash made me seriously rethink my portfolio.
• •Most of it is American Gold Eagles and Canadian Maples, with a few Buffaloes sprinkled in.
• •I bought them through a reputable dealer at the time, and they’ve been sitting securely in a vault ever since.

Okay, so I’ve been holding physical gold in my IRA for a good while now, ever since the 2008 crash made me seriously rethink my portfolio. I’m a retired teacher from Phoenix, and that whole experience really spooked me into putting a chunk of my savings, maybe around $150k-$200k of my total, into something tangible. Most of it is American Gold Eagles and Canadian Maples, with a few Buffaloes sprinkled in. I bought them through a reputable dealer at the time, and they’ve been sitting securely in a vault ever since. My question is about grading – when I look at pricing, sometimes there’s a huge jump for a graded coin, like MS-69 or MS-70.

My coins are all uncirculated, but they haven't been professionally graded by PCGS or NGC. They're just "bullion grade" I guess you could say. Does it really matter that much for an IRA investment? I’m not really a numismatist; I got into this purely for the hedge against inflation and economic uncertainty, not for collectible value. But then I see these discussions about "proof" vs. "bullion" and specific grades, and I start to wonder if I’m missing out or if I've potentially limited my future selling options.

Has anyone here gone through the process of getting their IRA gold coins graded? Was it worth the cost and the hassle? Or is it generally considered an unnecessary expense unless you’re specifically trying to collect rare coins? I just want to ensure that if I ever need to liquidate some of these assets, I’m getting the best possible value without overspending on something that might not move the needle much for a standard Gold IRA holding. Any insights from fellow investors, especially those with similar goals, would be greatly appreciated!