Custodian fees for my Gold IRA - y'all seeing these differences?

• •Okay, so I've been doing a deep dive into my Gold IRA, specifically looking at the custodian fees.
• •I rolled over about a million bucks into precious metals a few years back, just as I was getting out of the energy game here in Houston.
• •Best decision I ever made, considering how volatile everything else has been.

Okay, so I've been doing a deep dive into my Gold IRA, specifically looking at the custodian fees. I rolled over about a million bucks into precious metals a few years back, just as I was getting out of the energy game here in Houston. Best decision I ever made, considering how volatile everything else has been. But man, these custodian fees are starting to feel a bit... varied. I'm with a pretty well-known outfit, and I'm paying around $250 a year for storage and administration. That sounds pretty reasonable to me for a million-dollar-plus account, but I've been seeing some folks online tossing out numbers that are either way lower or significantly higher. It’s got me wondering if I'm leaving money on the table, or if I’ve actually got a pretty sweet deal.

I know some of these companies charge a flat fee, and then others do a percentage, especially once you get into the higher dollar amounts. My understanding is that a flat fee is usually better for larger accounts, which mine certainly is now after some decent appreciation. What are y'all seeing as typical for flat annual fees on accounts in the 1M-5M range? Are there custodians out there offering something significantly better without compromising security or service? I’m all about minimizing leakage from my investment, especially in a long-term play like gold. The fewer dollars going to fees, the more staying in my retirement nest egg.

Another thing I’ve been wrestling with is just how much I should care about nickel-and-dime differences. A few hundred bucks might seem small in the grand scheme of a multi-million-dollar portfolio, but compounded over 10-20 years, it adds up. It makes me think about other investment decisions too – like when I was looking at Silver vs Stocks; even small percentage differences there can shift your entire retirement picture. So, for those of you with substantial precious metals IRAs, what's your threshold for "too high" when it comes to annual custodian fees? Have any of you successfully negotiated lower fees with your current custodian, or did you just jump ship?

Feeling a bit like I need to audit my own auditor here. Any insights, recommendations, or even just sharing what you're paying would be incredibly helpful. Trying to ensure I'm as efficient as possible with my retirement savings.