Custodian Fees for Gold Rouds - What are others seeing?

Hey, interesting post!

You mentioned a "good chunk" of your $3.5M is in gold rounds. Roughly what percentage would you say that is? Curious if the fees scale differently depending on the proportion of physical metal vs. other assets in the IRA.

Man, I feel this. My fee statement for my Gold IRA with Equity Trust just came in and it always gives me a moment of pause. I'm not at your level, but still a decent chunk in gold eagles. I’ve been with them for a while too, and for the most part, it's been pretty smooth sailing. Just wondering if the grass is greener fee-wise elsewhere, you know?

Honestly, $3.5M in gold rounds and you're worried about custodian fees? At that level, I'd be less concerned with the few hundred or thousand bucks these companies charge and more focused on the security and liquidity reputation of the custodian. A small fee difference isn't worth the headache if something goes sideways with a less reputable firm. Just my two cents.

Hey, that's a good question to throw out there. Custodian fees can definitely eat into returns, especially with larger portfolios like yours.

One thing I always recommend folks check is if their custodian offers any kind of tiered fee structure or discounts for higher asset values. Sometimes you have to ask directly, as it's not always advertised. Also, for anyone else reading this looking for a good breakdown, Investopedia has a pretty solid article on what to expect for Gold IRA custodian fees. Might be worth a read for others to compare!

Yeah, I feel you on the custodian fees. It's definitely something to keep an eye on as your holdings grow. I'm with Equity Trust and have a similar setup, mostly gold eagles and bars. My portfolio is closer to the $2M mark, and I'm paying about $275 annually for storage and admin combined. Seems pretty competitive with what you're seeing at $3.5M, so New Direction is probably doing okay by you.

I rolled over about $80k last year. Honestly the hardest part was just picking which metals to hold. Still second-guessing myself.

My advisor told me 10-15% in gold is the sweet spot but I went heavier. We'll see how it plays out.

Interesting take. I've heard the opposite from a few people though — would love to see some actual numbers on this.

My advisor told me 10-15% in gold is the sweet spot but I went heavier. We'll see how it plays out.

Interesting take. I've heard the opposite from a few people though — would love to see some actual numbers on this.

I was pretty skeptical about another gold IRA forum but the tools here on GIRAB actually surprised me — the calculator alone saved me hours of spreadsheet work.

Just started my rollover process last month. The paperwork alone almost made me quit lol.

Ngl I came here expecting the usual affiliate spam but the discussions are actually decent. Way better info than what I was getting from my old advisor.