Anyone holding palladium in their Gold IRA? Worth it?

Totally get your thought process here. I actually considered palladium for my own precious metals IRA a few years back, but ended up sticking with mostly gold and a smaller portion of silver. Similar to you, I was trying to diversify, but when I dug into the palladium market more, it just felt a bit too volatile for my retirement nest egg.

That said, I know a guy who went all in on palladium back in 2018 and made a killing. So it really depends on your risk tolerance and how much research you're willing to put in. Might be worth talking to a financial advisor who specializes in precious metals to get their take.

Interesting! You mentioned a lot of real estate action in Miami. Did you consider any real estate options for your IRA before looking into palladium, or was that always off the table?

I get the appeal of palladium, especially with its industrial uses. But for a retirement account, I'm a bit more cautious. It's a lot more volatile than gold or even silver, and the market for it is significantly smaller. While the growth potential is there, the risk feels higher for something I'm relying on for retirement. Have you thought about platinum instead for a precious metal diversification? It tends to be a bit more stable than palladium while still offering diversification benefits.

Honestly, the whole "diversify with palladium" argument feels a bit like chasing shiny objects for the sake of it. My portfolio (north of seven figures, for context) is pretty heavily weighted in physical gold and some strategic silver. Palladium's volatility just doesn't offer the same stable hedge I'm looking for in my retirement accounts, especially with industrial demand being such a major swing factor. Call me old school, but my Gold IRA is for *gold*, not speculative plays.

Interesting discussion. I've always stuck to gold and silver in my IRA, mostly because the long-term price action and liquidity are so well established. For those who *do* hold palladium, especially from someone further along the investment timeline, what percentage of your total precious metals allocation do you dedicate to it? Seems like a concentrated bet given the market size.