Anyone else using Birch Gold for a small IRA? My experience so far

• •Okay, so I’ve been seeing a lot of posts here about the big players and even some smaller, more boutique gold IRA places.
• •I started my Gold IRA with Birch about 18 months ago.
• •I’m a government employee here in Albuquerque, and I’m really just building out a supplement to my pension, so I wanted something tangible.

Okay, so I’ve been seeing a lot of posts here about the big players and even some smaller, more boutique gold IRA places. A lot of you guys seem to have portfolios way bigger than mine, but I figured I’d share my experience with Birch Gold Group for anyone else out there with a more modest account, especially if you’re looking at silver like I am.

I started my Gold IRA with Birch about 18 months ago. I’m a government employee here in Albuquerque, and I’m really just building out a supplement to my pension, so I wanted something tangible. I rolled over about 70k from an old 401k – nothing crazy, but definitely not pocket change for me. Birch was one of the few places that didn't make me feel like a small fish in a big pond. Their minimum was lower than some others I looked at, and the rep I spoke with was super patient. I ended up putting about 15k into various silver bars, mostly those 10 oz ones, and the rest in some Gold Eagles. I honestly prefer silver; it feels more accessible, and I like the idea of owning more physical units even if the dollar value is lower.

My main concern was the fees. For a smaller account, those annual fees can really eat into any gains. Birch charges a flat fee, which I really liked, instead of a percentage. It makes budgeting so much easier knowing exactly what I'm paying annually for storage and administration. So far, the statements are clear, and I've had zero issues with communication. Any time I've called, I've gotten through pretty quickly, and they actually answer my questions without trying to upsell me constantly, which is a huge plus these days.

Overall, I’m feeling pretty good about my decision. My silver's holding steady, and I feel a lot more secure knowing a piece of my retirement isn't just numbers on a screen. Has anyone else here used Birch Gold for a smaller account, say under 100k? What’s been your experience with their services or even just their silver selection? Curious if others have had similar experiences or if there's anything I should be looking out for down the line.