Anyone else seeing epic returns on their gold IRA last 5 years? My experience.

Paul Hill

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Anyone else seeing epic returns on their gold IRA last 5 years? My experience.

paul_hill🏆Advanced (250-500k)

about 1 month ago

Key Takeaways

•Okay, so I’ve been seeing a lot of people debating the whole gold vs.
•stocks thing lately, especially with inflation going wild.
•Wanted to throw my hat in the ring as someone who’s had a significant chunk of their retirement in a gold IRA for the past five years.

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Okay, so I’ve been seeing a lot of people debating the whole gold vs. stocks thing lately, especially with inflation going wild. Wanted to throw my hat in the ring as someone who’s had a significant chunk of their retirement in a gold IRA for the past five years. When I first chatted with my financial advisor back in late 2018, I was a bit skeptical, but he laid out a pretty compelling case for diversification. I ended up rolling over about $300k from a traditional IRA into a self-directed gold IRA, mostly in physical gold coins, since I like the tangible aspect of it. Living in Salt Lake City, I really appreciate being able to visit a depository if I ever needed to, though I haven't yet.

Fast forward to now – my initial $300k is sitting pretty close to $550k. Which, for gold, I think is pretty damn good. Obviously, it's not the meme stock 1000% type returns, but that level of stability and growth for something considered a "safe haven" asset has seriously blown my mind. Especially through all the craziness of the pandemic and subsequent economic wobbles. It’s been far more predictable than some of my other investments, and honestly, it helps me sleep better at night knowing a good portion of my retirement isn't entirely exposed to equity market swings.

My advisor, who actually specializes in helping clients set up these kinds of accounts, is always tracking the global economic indicators and he's been consistently bullish. He always says gold performs well during times of uncertainty, and man, has he been right. I'm curious to hear from others who got into gold IRAs around the same time. What kind of returns are you guys seeing? Did you go with mostly gold or silver, or a mix? Any regrets?

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5 comments

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Best Answer▲ 5 upvotes

margaret_chen🏆Advanced (250-500k)

Honestly, "epic returns" for gold over the last five years really depends on when you bought in and which gold you're talking about (physical vs. mining stocks can be wildly different). My experience has been a bit more... steady, you know? Good for stability and hedging, absolutely, but not exactly lighting the world on fire compared to some other asset classes in the same timeframe. Just my two cents from someone holding a good chunk too.

Comments (5)

linda_taylor📊Growing (50-100k)✓ Verified•about 1 month ago

Dude, preach! Seriously, I've had a similar experience. My financial advisor talked me into diversifying with a gold IRA a few years back, and I was a bit skeptical at first. Now? I'm kicking myself for not putting more in sooner. The stability it's provided through all this economic craziness has been a lifesaver for my peace of mind. Not to mention the actual gains. Definitely feeling good about that decision.

linda_taylor📊Growing (50-100k)✓ Verified•about 1 month ago

Hey, cool to hear about your experience! You mentioned inflation going wild – do you think that's the primary driver behind your "epic returns," or were there other factors you attribute it to specifically over the last five years?

margaret_chen🏆Advanced (250-500k)Real Investor•about 1 month ago

Honestly, "epic returns" for gold over the last five years really depends on *when* you bought in and *which* gold you're talking about (physical vs. mining stocks can be wildly different). My experience has been a bit more... steady, you know? Good for stability and hedging, absolutely, but not exactly lighting the world on fire compared to some other asset classes in the same timeframe. Just my two cents from someone holding a good chunk too.

linda_taylor📊Growing (50-100k)✓ Verified•about 1 month ago

This is great to hear! It's always encouraging to see positive long-term results with precious metals. For anyone else looking into gold IRAs, it's super important to understand the different types of gold you can hold (e.g., coins vs. bars) and what purity levels are required.

You can usually find a detailed list of IRS-approved gold products on the IRS website or through reputable gold IRA custodians. Knowing this can save you a headache later!

nancy_hall💰Established (100-250k)Real Investor•about 1 month ago

Totally agree with this! I've been in a gold IRA for a similar timeframe, maybe a little over 4 years now, and the returns have been fantastic. It's really helped to diversify my portfolio and give me some peace of mind with all the market fluctuations. Definitely not regretting that decision.

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