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    Anyone else rethinking their gold strategy with all this inflation?

    Key Takeaways
    • •Been in the gold game for a while now, mostly for the inflation hedge.
    • •Got about $350k currently split between various types of gold, mainly US Mint Eagles and some Perth Mint Kangaroos.
    • •Typically, I've just held and not really worried, but this past year, it feels different.
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    Been in the gold game for a while now, mostly for the inflation hedge. Started stacking with some decent gains from selling off a chunk of my old steel company stock back in '08 when things looked rough – felt like a no-brainer to put it into something tangible. Got about $350k currently split between various types of gold, mainly US Mint Eagles and some Perth Mint Kangaroos. Typically, I've just held and not really worried, but this past year, it feels different. Inflation is hitting harder than I expected, even here in Birmingham – groceries are wild, gas prices are no joke, and don't even get me started on what a new roof costs these days. My old man always said, "Buy dirt, son," but he also taught me about commodities, and gold was always our go-to.

    My strategy since then has been pretty straightforward: buy physical, store it securely, and forget about it. I've always viewed it as my "break glass in case of emergency" fund, especially after seeing how quickly currencies can get devalued. But with the dollar looking shaky and talks of further quantitative easing, I'm starting to wonder if I should be doing more than just holding. Is anyone actively trading their gold or rebalancing their holdings to better combat this current spike in inflation? I’m talking about trying to time the market a bit, which I usually avoid like the plague, but it's tempting.

    Specifically, I'm curious about different types of gold products people are finding more effective. I've mostly stuck to coins for their liquidity and recognition. Are gold rounds or bars showing better performance or offering different advantages in this high-inflation environment? I know premiums can eat into profits, especially on smaller rounds, but if the underlying asset is appreciating faster, maybe it's worth it. I'm sitting on a good amount of capital that's just... sitting. Should I be looking to convert some of my Eagles into larger bars to reduce premiums if I'm not planning on selling anytime soon?

    I've got a decent chunk of my portfolio in this, so I’m not looking to make rash decisions, but I'm open to adjustments. What are your takes, especially those of you who've been through a few inflation cycles? Are you sticking to your guns, or actively adjusting your gold positions? Any insights from folks who are diversifying their gold holdings beyond just coins and into other forms for better inflation protection would be super helpful.

    10
    3 comments

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    Best Answerā–² 7 upvotes
    F
    frank_riverašŸ’ŽPremium (500k-1m)

    Totally! I'm in a similar boat. Bought a decent chunk of gold back in the mid-2010s when it dipped, thinking it was a solid long-term hold against just this kind of scenario. Now, with everything going on, it's definitely making me look harder at allocation. Not panicking, but definitely re-evaluating the "set it and forget it" approach to a certain extent. Good to know I'm not the only one.

    Comments (3)

    7
    frank_riverašŸ’ŽPremium (500k-1m)Real Investor•about 1 hour ago

    Totally! I'm in a similar boat. Bought a decent chunk of gold back in the mid-2010s when it dipped, thinking it was a solid long-term hold against just this kind of scenario. Now, with everything going on, it's definitely making me look harder at allocation. Not panicking, but definitely re-evaluating the "set it and forget it" approach to a certain extent. Good to know I'm not the only one.

    1
    joseph_harrisšŸ“ŠGrowing (50-100k)•about 1 hour ago

    Interesting. So you converted regular stock into gold back in '08. Was that common practice then, or did you just have a hunch that gold was the way to go with the economic uncertainty?

    7
    margaret_chenšŸ†Advanced (250-500k)Real Investor•about 1 hour ago

    Totally get the inclination to fortify against inflation, especially with memories of '08 still lingering. But honestly, while gold *can* be a hedge, I'm not convinced it's the *only* or even *best* play for inflation anymore. We're seeing a different beast of inflation this time around, and sometimes real assets that produce income or have growth potential beyond just holding value feel more appealing. Just a thought!

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