Anyone else leaning Buffalo over Eagle these days?

• •Been seeing a lot of chatter lately, even offline with some of my old man’s buddies, about the American Gold Eagle vs.
• •Buffalo debate, especially for IRA holdings.
• •I've been pretty heavy into Eagles for a while now, probably 60/40 mix with some pre-33 stuff from the family safe.

Been seeing a lot of chatter lately, even offline with some of my old man’s buddies, about the American Gold Eagle vs. Buffalo debate, especially for IRA holdings. I've been pretty heavy into Eagles for a while now, probably 60/40 mix with some pre-33 stuff from the family safe. But lately, I’m seriously considering shifting my new allocations, and maybe even a rebalance, more towards Buffalos for my Gold IRA. My portfolio's hovering around the $350k mark in metals, and I'm looking at this from a generational wealth perspective – something that will actually be there for my kids and grandkids, not just a paper promise.

The purity argument for the Buffalo is compelling. While I appreciate the alloy of the Eagle for durability, the 24k pure gold of the Buffalo just feels… simpler, more fundamentally aligned with what I envision gold to be. Call it sentimental, call it old-fashioned, but for a long-term hold in an IRA, that 0.9999 purity just sits better with me. Especially with all the economic uncertainty, I want something that's as universally recognized for its gold content as possible. I'm based here in Spokane, and while I deal with a few local coin shops for smaller trades, the bulk of my IRA stuff goes through a trusted dealer who can handle the larger quantities and storage logistics.

Another thing I’ve been mulling over is the premium. Historically, Eagles have had a slightly lower premium, but that seems to fluctuate, and for my purposes, a small difference isn't a deal-breaker. What I'm really trying to get at is the long-term potential for appreciation and the ease of future liquidation, especially when my RMDs eventually kick in. Speaking of which, has anyone used that RMD Calculator at goldirablueprint.com? I was playing around with it the other day to project out some scenarios, and it was a helpful tool for visualizing what those future distributions might look like. It definitely made me think more critically about what assets I want to be taking those distributions from.

I know some folks really stick by the Eagles, citing historical recognition and minting numbers. And I get it, they're iconic. But for sheer gold content and that touch of perceived "purity peace of mind" in a retirement vehicle designed for the long haul, Buffalo seems to be pulling ahead for me personally. Am I overthinking this, or are others in a similar boat, leaning towards the Buffalo for their IRA allocations these days?