Any micro-investors use Birch Gold? Want to compare notes/experiences.

• •I chose Birch Gold after doing a bunch of research, and honestly, they've been pretty good so far.
• •The whole rollover process from my old 401k felt a little daunting at first, but their reps walked me through it without too much hassle.
• •I've primarily invested in some American Gold Eagles and a few Silver Maples, trying to keep a pretty standard precious metals split.

Hey everyone, so I've been dipping my toes into the Gold IRA world, trying to get my retirement planning solid even though I'm still relatively young (late 20s) and just starting out. I'm based in Charleston, SC, and definitely don't have a massive portfolio yet – probably sitting somewhere in the $15k range for my Gold IRA specifically. I chose Birch Gold after doing a bunch of research, and honestly, they've been pretty good so far. My main concern was finding somewhere that didn't make me feel like I needed six figures to even open an account, and they were pretty flexible with the lower minimums.

The whole rollover process from my old 401k felt a little daunting at first, but their reps walked me through it without too much hassle. I've primarily invested in some American Gold Eagles and a few Silver Maples, trying to keep a pretty standard precious metals split. My account manager has been responsive when I've had questions about diversification or the current market, which is reassuring when you're not playing with huge sums yet and every dollar feels important. Does anyone else with a smaller account (say, under $50k) use them? What are your thoughts on their fees for smaller balances compared to other providers?

Part of my long-term thinking is obviously about future distributions, and I’ve been messing around with that RMD Calculator I found on Gold IRA Blueprint – it's actually pretty handy for getting a rough idea of what to expect down the line. It's wild to think about those required minimum distributions already, but I figure it's better to plan ahead! I'm trying to be proactive so I don't get hit with any surprises decades from now. Any advice for future-proofing my Gold IRA beyond just diversifying the metal types?

I'm really trying to maximize these early investments and make sure I'm setting myself up right for retirement. Any insights from others who started small in the precious metals game would be super helpful. Are there any common pitfalls for smaller investors that I should be aware of?