American Eagles vs. Buffalos - Let's Settle This (or not)
- •Alright, so I’ve been seeing a lot of back and forth lately on the Eagles vs.
- •Buffalos debate, specifically for stacking within a Gold IRA.
- •I’m thinking about adding some more later this year, maybe another 50k-100k, and trying to decide which way to lean.
Alright, so I’ve been seeing a lot of back and forth lately on the Eagles vs. Buffalos debate, specifically for stacking within a Gold IRA. I’ve got a decent chunk of my portfolio (north of $3M, probably closer to $4M these days, including metals) allocated to precious metals, and a good portion of that is gold. I’m thinking about adding some more later this year, maybe another 50k-100k, and trying to decide which way to lean.
I’ve always been a fan of the Eagles for their familiarity and liquidity – everyone knows them, they’re easy to move if needed. Plus, the fractional options are a nice touch for diversifying. That said, those Buffalos...they're just pure gold, 24k, and there's something to be said for that. Less fuss with the alloy. Both are solid choices for an IRA, obviously, but which one do you guys find yourselves gravitating towards more these days, and why? I’m mostly focused on the 1 oz varieties, but interested in any insights you have.
One thing I’ve been doing recently is using that Gold IRA Calculator to stress-test some scenarios for future growth, looking at different price points for each coin type. It’s pretty enlightening to see how even small percentage differences in premiums or potential resale value can add up over time. For example, if I put in an extra $75k into Eagles vs. Buffalos today, what does that look like in 5-10 years? The tool is great for visualizing that.
Honestly, for long-term hold like I'm doing (retired CEO in Palm Beach, not planning on touching this for a long, long time), is it really that big of a difference? Or are we just splitting hairs here for the sake of conversation? What's your personal preference and why?