Almost 5 years in with my Gold IRA - feeling pretty good!

Elizabeth Johnson

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🥇 Gold IRA

Almost 5 years in with my Gold IRA - feeling pretty good!

elizabeth_johnson💰Established (100-250k)

about 11 hours ago

Key Takeaways

•Hard to believe it's been almost five years since I made the jump and diversified a chunk of my retirement into a Gold IRA.
•I remember agonizing over it, running all the numbers as an accountant does, and talking myself out of it a dozen times.
•Ended up rolling over about $70k from an old 401k back in late 2019, right before the world went sideways.

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Hard to believe it's been almost five years since I made the jump and diversified a chunk of my retirement into a Gold IRA. I remember agonizing over it, running all the numbers as an accountant does, and talking myself out of it a dozen times. Ended up rolling over about $70k from an old 401k back in late 2019, right before the world went sideways. Best timing ever, honestly.

My total portfolio is hovering around the $220k mark right now, and that Gold IRA portion has definitely pulled its weight. I'm sitting on roughly $115k in that account today. It hasn't been a straight line up, obviously, there were some dips, but the overall trend has been fantastic. The peace of mind knowing a portion of my retirement isn't directly tied to stock market fluctuations is incredibly valuable to me. Plus, the tax benefits for a qualified rollover are pretty sweet.

Living here in Atlanta, I've seen the cost of everything creep up, and seeing my gold holdings steadily grow has been a huge comfort. I'm curious for others who've been in Gold IRAs for a while, how have your returns looked over the 3-5 year mark? Are most people seeing similar growth, or did I just get lucky with my entry point?

Thinking about potentially rebalancing a bit in the next year or so, maybe adding another $10-15k if the market dips slightly. Anyone else planning similar moves or just holding steady? What are your thoughts on precious metals' outlook for the remainder of the 2020s?

3 comments

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Best Answer▲ 6 upvotes

laura_sanchez💰Established (100-250k)

Hey, that's awesome to hear! Always good to get updates from people who've been in it a while.

You mentioned rolling over about $70k from an old 401k. Was that the full amount you put into the Gold IRA, or did you add more over time? Just curious if that initial chunk was the only contribution.

Comments (3)

joseph_harris📊Growing (50-100k)•less than a minute ago

Dude, I totally get this. My journey wasn't quite five years, but I dragged my feet for ages on pulling the trigger on my own Gold IRA. Kept second-guessing myself, looking at every possible scenario. So glad I finally did it though, the peace of mind is worth it alone. Congrats on your five-year mark!

laura_sanchez💰Established (100-250k)Real Investor✓ Verified•less than a minute ago

Hey, that's awesome to hear! Always good to get updates from people who've been in it a while.

matthew_murphy👑Elite (1m-5m)Real Investor•less than a minute ago

Hey, that's awesome you're feeling good about your Gold IRA! Five years is a decent run. While it's great to hear your experience has been positive so far, it's worth remembering that past performance isn't always indicative of future results, especially with something like gold. The last five years have seen some pretty unique economic conditions. Hopefully, it continues to serve your retirement goals well!

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