Accountant just laid out Gold IRA tax stuff for me (thoughts?)

• •Just had a full rundown with my family's accountant on the Gold IRA situation, and honestly, it’s a lot to process.
• •We're talking about rolling over a significant chunk, probably around $300k, from my existing brokerage into a self-directed IRA for physical gold.
• •The main thing she kept hammering home was the tax deferral aspect.

Just had a full rundown with my family's accountant on the Gold IRA situation, and honestly, it’s a lot to process. I’ve been sitting on a good portion of the timber trust proceeds in fairly aggressive growth stocks, but with all the volatility lately, and seriously, watching what’s happening globally, it just feels...exposed. My old man always talked about the stability of physical assets, and with grandpa setting up the original trust funds decades ago specifically to preserve wealth for generations, gold just feels like the obvious play here for a chunk of my portfolio. We're talking about rolling over a significant chunk, probably around $300k, from my existing brokerage into a self-directed IRA for physical gold.

The main thing she kept hammering home was the tax deferral aspect. With pre-tax contributions, she explained how compounding works without Uncle Sam taking a slice each year, which really adds up over the long haul. And since my goal isn't really to touch this money until well into retirement, the idea of all that growth being tax-free for decades sounds pretty damn appealing. The distribution part felt a bit more complex, with ordinary income tax, but again, given my age (I’m 31 now), that’s so far down the road it's hard to truly quantify the impact. Are there ways people typically plan for that later on?

We also touched on the Roth Gold IRA option, which she mentioned could be good if I anticipate being in a higher tax bracket later in life. That’s definitely something I need to consider, given how the timber business has historically grown and the expectation of future earnings from other investments. With the current market, I’m leaning towards the pre-tax traditional, just to get the immediate tax break, but it made me wonder about the flexibility down the line. Is anyone here doing a Roth Gold IRA? What were your deciding factors? Any Spokane locals have recommendations for firms that specialize in this type of self-directed IRA? My accountant gave me a few names, but hearing from folks who've actually been through the process would be invaluable.