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Controversy Level: 6/10
You're better off buying gold stocks than physical
Look, I'm going to say what everyone's thinking but afraid to say: Gold IRAs are boomer advice that doesn't apply to millennials.
I'm 32. I have 30+ years until retirement. Why would I lock up money in gold that historically returns 8% when I could be in index funds returning 10-12%?
The math doesn't add up. Gold is for people scared of their own shadow, not for young investors with time horizons.
Change my mind.
7 comments4 participantsHigh engagement1 day ago
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7 comments
SM
steven_mitchell
🏆 Advanced
Verified
about 1 hour ago
I keep going back and forth between gold and silver allocations. The gold-to-silver ratio right now is making silver look attractive.
+7
CL
charles_lewis
💎 Premium
about 1 hour ago
Just started my rollover process last month. The paperwork alone almost made me quit lol.
+3
JC
joyce_cooper
📊 Growing
Verified
about 1 hour ago
Just started my rollover process last month. The paperwork alone almost made me quit lol.
+4
DB
david_brown
💎 Premium
about 1 hour ago
Interesting take. I've heard the opposite from a few people though — would love to see some actual numbers on this.
+4
MA
michael_anderson
🏆 Advanced
about 1 hour ago
Just started my rollover process last month. The paperwork alone almost made me quit lol.
+12
PH
paul_hill
🏆 Advanced
Verified
about 1 hour ago
Ngl I came here expecting the usual affiliate spam but the discussions are actually decent. Way better info than what I was getting from my old advisor.
+19
MC
maria_campbell
📊 Growing
Verified
about 1 hour ago
My advisor told me 10-15% in gold is the sweet spot but I went heavier. We'll see how it plays out.
+1