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    Controversy Level: 6/10

    You're better off buying gold stocks than physical

    Look, I'm going to say what everyone's thinking but afraid to say: Gold IRAs are boomer advice that doesn't apply to millennials.

    I'm 32. I have 30+ years until retirement. Why would I lock up money in gold that historically returns 8% when I could be in index funds returning 10-12%?

    The math doesn't add up. Gold is for people scared of their own shadow, not for young investors with time horizons.

    Change my mind.

    7 comments4 participantsHigh engagement1 day ago
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    7 comments
    SM
    steven_mitchell
    🏆 Advanced
    Verified
    about 1 hour ago
    I keep going back and forth between gold and silver allocations. The gold-to-silver ratio right now is making silver look attractive.
    +7
    CL
    charles_lewis
    💎 Premium
    about 1 hour ago
    Just started my rollover process last month. The paperwork alone almost made me quit lol.
    +3
    JC
    joyce_cooper
    📊 Growing
    Verified
    about 1 hour ago
    Just started my rollover process last month. The paperwork alone almost made me quit lol.
    +4
    DB
    david_brown
    💎 Premium
    about 1 hour ago
    Interesting take. I've heard the opposite from a few people though — would love to see some actual numbers on this.
    +4
    MA
    michael_anderson
    🏆 Advanced
    about 1 hour ago
    Just started my rollover process last month. The paperwork alone almost made me quit lol.
    +12
    PH
    paul_hill
    🏆 Advanced
    Verified
    about 1 hour ago
    Ngl I came here expecting the usual affiliate spam but the discussions are actually decent. Way better info than what I was getting from my old advisor.
    +19
    MC
    maria_campbell
    📊 Growing
    Verified
    about 1 hour ago
    My advisor told me 10-15% in gold is the sweet spot but I went heavier. We'll see how it plays out.
    +1