Look, I'm going to say what everyone's thinking but afraid to say: Gold IRAs are boomer advice that doesn't apply to millennials.

I'm 32. I have 30+ years until retirement. Why would I lock up money in gold that historically returns 8% when I could be in index funds returning 10-12%?

The math doesn't add up. Gold is for people scared of their own shadow, not for young investors with time horizons.

Change my mind.

JC

My advisor told me 10-15% in gold is the sweet spot but I went heavier. We'll see how it plays out.

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MA

My advisor told me 10-15% in gold is the sweet spot but I went heavier. We'll see how it plays out.

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JC

Genuinely curious — has anyone here actually tried to liquidate from their gold IRA? How smooth was that process?

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SE

Ngl I came here expecting the usual affiliate spam but the discussions are actually decent. Way better info than what I was getting from my old advisor.

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AB

Ngl I came here expecting the usual affiliate spam but the discussions are actually decent. Way better info than what I was getting from my old advisor.

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TW

This mirrors what I've been seeing too. The macro environment right now is making a strong case for physical metals.

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LS

Interesting take. I've heard the opposite from a few people though — would love to see some actual numbers on this.

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SC

Interesting take. I've heard the opposite from a few people though — would love to see some actual numbers on this.

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KR

I keep going back and forth between gold and silver allocations. The gold-to-silver ratio right now is making silver look attractive.

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JP

Genuinely curious — has anyone here actually tried to liquidate from their gold IRA? How smooth was that process?

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