🔥 Active Debate
Controversy Level: 8/10
Gen Z should skip gold entirely and go crypto
Look, I'm going to say what everyone's thinking but afraid to say: Gold IRAs are boomer advice that doesn't apply to millennials.
I'm 32. I have 30+ years until retirement. Why would I lock up money in gold that historically returns 8% when I could be in index funds returning 10-12%?
The math doesn't add up. Gold is for people scared of their own shadow, not for young investors with time horizons.
Change my mind.
5 comments3 participantsHigh engagementabout 2 months ago
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5 comments
GS
gary_stewart
📊 Growing
about 2 months ago
I rolled over about $80k last year. Honestly the hardest part was just picking which metals to hold. Still second-guessing myself.
+6
JM
jason_morgan
💰 Established
Verified
about 2 months ago
Ngl I came here expecting the usual affiliate spam but the discussions are actually decent. Way better info than what I was getting from my old advisor.
+7
BE
brian_edwards
🌟 Ultra
Verified
about 2 months ago
I keep going back and forth between gold and silver allocations. The gold-to-silver ratio right now is making silver look attractive.
+2
EJ
elizabeth_johnson
💰 Established
Verified
about 2 months ago
My advisor told me 10-15% in gold is the sweet spot but I went heavier. We'll see how it plays out.
+14
MC
maria_campbell
📊 Growing
Verified
about 2 months ago
Ngl I came here expecting the usual affiliate spam but the discussions are actually decent. Way better info than what I was getting from my old advisor.
+15