Look, I'm going to say what everyone's thinking but afraid to say: Gold IRAs are boomer advice that doesn't apply to millennials.

I'm 32. I have 30+ years until retirement. Why would I lock up money in gold that historically returns 8% when I could be in index funds returning 10-12%?

The math doesn't add up. Gold is for people scared of their own shadow, not for young investors with time horizons.

Change my mind.

CL

This mirrors what I've been seeing too. The macro environment right now is making a strong case for physical metals.

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KP

I keep going back and forth between gold and silver allocations. The gold-to-silver ratio right now is making silver look attractive.

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MA

Been looking into this myself — the fees on some of these custodians are wild. Anyone found one that doesn't gouge you?

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DR

I keep going back and forth between gold and silver allocations. The gold-to-silver ratio right now is making silver look attractive.

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RT

This mirrors what I've been seeing too. The macro environment right now is making a strong case for physical metals.

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TW

Interesting take. I've heard the opposite from a few people though — would love to see some actual numbers on this.

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RM

I keep going back and forth between gold and silver allocations. The gold-to-silver ratio right now is making silver look attractive.

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BW

I rolled over about $80k last year. Honestly the hardest part was just picking which metals to hold. Still second-guessing myself.

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SG

Genuinely curious — has anyone here actually tried to liquidate from their gold IRA? How smooth was that process?

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PM

Been looking into this myself — the fees on some of these custodians are wild. Anyone found one that doesn't gouge you?

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